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You should take extra care not to be taken for a ride by these lenders who will only charge too high interest and fees later. There are some that charge as high as 3% to 5% even if the normal rate is only 1%. Furthermore, you should also learn about the hidden clauses since most lenders do not publicize the credit status so they won’t find it hard to dupe gullible consumers. However, there are still worthy auto loans for people with bad credit, it is just a matter of researching the facts about the company and about the loan itself so you can have the best in favor of you.  Shop around and struggle to recognize the stipulations. Don’t be afraid to ask, never take your chances especially when money is involved.