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I had been looking for a way to increase the amount of money that I would have available for retirement, so my wife and I could travel and still maintain a home.  I had studied on the internet about different options for investments, and asked friends and co-workers what they were doing for investments in planning for their futures. On the advice of one friend, I decided to look into a managed account as a way if increasing my money quickly. Although this could potentially be risky, I felt that it was something that I could afford to do, and was willing to look into it further.